a4financegroup.au

A4 Finance Group

Top Mortgage Experts in Melbourne –
Custom Solutions, Reliable Guidance

Team & Leadership

Ajay Kathpal

Director & Principal Mortgage Broker

Anjali Gupta

Loan Processor/Admin

Samidha Gupta

Loan Processor/Admin
Our Expertise
Mortgages
Purchasing your first home or growing your property portfolio? Get customised approvals and expert advice for any type of mortgage.
Refinancing

Thinking about refinancing your mortgage? We’ll assess your situation and provide professional guidance tailored to you.

Private Banking
Take advantage of our established private banking relationships to create customised lending solutions tailored to your portfolio.
Our Lenders
We Are Fully Dedicated To Support You
Embodying the Core Values of Care, Compassion, and Integrity, A4 Finance Group present themselves as esteemed Mortgage Broker Advisors, adhering to the principles of experience, reputation, credibility, availability, and professionalism. Employing a methodical approach, we adeptly align customers’ financing requirements with their broader financial goals. We look forward with enthusiasm to assisting you with your financial requirements.
Our Awards
At A4 Finance Group, we leverage our strong private banking relationships to craft bespoke lending solutions tailored to your portfolio.
Our Reviews
We take pride in being brokers you can truly rely on — from your first consultation to annual reviews long after settlement. Our personalised service and relationship-driven approach are designed for the long term.
FAQs

At A4 Finance Group, we offer a wide range of home loan options including first home buyer loans, investment property loans, construction loans, low-doc loans, and more. Each solution is tailored to meet your specific financial goals.

Yes, we can help you secure bridging finance. Whether you’re buying a new property before selling your current one, we’ll guide you through the process and find the right short-term solution to suit your needs.

Home loan refinancing involves replacing your current mortgage with a new one, often with better terms. This can help you reduce interest rates, consolidate debt, or access equity for other investments. A4 Finance Group will review your situation and recommend the best refinancing strategy.

Look for brokers with strong lender networks, great client reviews, and personalised service. At A4 Finance Group, our expert brokers are Melbourne-based and focus on tailored solutions with your best interests in mind.

A mortgage broker acts as an intermediary between you and lenders. They help you compare loan options, handle the application process, and ensure you’re matched with a product that suits your needs and financial circumstances.

A mortgage broker evaluates your financial position, compares loan products from a wide panel of lenders, and manages the entire home loan process—from application to settlement. At A4 Finance Group, we simplify the journey and advocate for the best deal on your behalf.