As a private client of A4 Finance Group, you’ll gain access to senior credit assessors and tailored lending teams at Australia’s top-tier banks and private lenders. These relationships allow us to negotiate solutions beyond the standard credit box and deliver faster approvals, reduced turnaround times, and exceptional outcomes.
We go beyond just securing finance — we ensure the structure of your loan aligns with your long-term wealth and tax strategy. Whether you’re expanding your portfolio, acquiring prestige property, or restructuring your lending for greater efficiency, our tailored advice adds value at every stage.
Confidentiality. Expertise.
Results.
Private banking clients often encounter challenges that fall outside of traditional lending models — from income structuring and trust distributions to asset-backed lending and bespoke facility structuring. We specialise in navigating these complexities and work closely with your accountant or financial adviser to build a tailored lending strategy that works for you.
Our team assists with:
Complex income structures (trusts, companies, self-employed, bonuses)
Large-scale residential and investment property portfolios
SMSF lending solutions
High-value mortgages above $2M
Debt recycling & wealth leverage strategies
Equity release for investment or business opportunities
Medical and legal professional lending
At A4 Finance Group, we offer a wide range of home loan options including first home buyer loans, investment property loans, construction loans, low-doc loans, and more. Each solution is tailored to meet your specific financial goals.
Yes, we can help you secure bridging finance. Whether you’re buying a new property before selling your current one, we’ll guide you through the process and find the right short-term solution to suit your needs.
Home loan refinancing involves replacing your current mortgage with a new one, often with better terms. This can help you reduce interest rates, consolidate debt, or access equity for other investments. A4 Finance Group will review your situation and recommend the best refinancing strategy.
Look for brokers with strong lender networks, great client reviews, and personalised service. At A4 Finance Group, our expert brokers are Melbourne-based and focus on tailored solutions with your best interests in mind.
A mortgage broker acts as an intermediary between you and lenders. They help you compare loan options, handle the application process, and ensure you’re matched with a product that suits your needs and financial circumstances.
A mortgage broker evaluates your financial position, compares loan products from a wide panel of lenders, and manages the entire home loan process—from application to settlement. At A4 Finance Group, we simplify the journey and advocate for the best deal on your behalf.